At Kevin Schimke Jewelers, we offer layaway. It is a quite popular option when buying a piece of jewelry. This enables the customer who plans in advance to make a purchase for a special occasion to spread out the payments over several months with no finance charge. Credit history is not necessary. Typically a 25% deposit is paid, then monthly payments each month after until it is paid in full. When the last payment is made, the customer picks up the item. There are unlimited ways the payments can be structured. Come in to choose an item of your choice and put it on layaway!